Skilful DesignersSelf-Employed Tax by Profit: 2026/27 UK Table
What a UK sole trader pays in income tax and Class 4 National Insurance at each level of profit in 2026/27, and what is left each month. Pick a row for the full breakdown, or use the self-employed tax calculator for your exact figure.
| Profit | Tax and NI | Take-home | Per month | Effective rate |
|---|---|---|---|---|
| £15,000 | £632 | £14,368 | £1,197 | 4.2% |
| £20,000 | £1,932 | £18,068 | £1,506 | 9.7% |
| £25,000 | £3,232 | £21,768 | £1,814 | 12.9% |
| £30,000 | £4,532 | £25,468 | £2,122 | 15.1% |
| £35,000 | £5,832 | £29,168 | £2,431 | 16.7% |
| £40,000 | £7,132 | £32,868 | £2,739 | 17.8% |
| £45,000 | £8,432 | £36,568 | £3,047 | 18.7% |
| £50,000 | £9,732 | £40,268 | £3,356 | 19.5% |
| £55,000 | £11,789 | £43,211 | £3,601 | 21.4% |
| £60,000 | £13,889 | £46,111 | £3,843 | 23.1% |
| £70,000 | £18,089 | £51,911 | £4,326 | 25.8% |
| £80,000 | £22,289 | £57,711 | £4,809 | 27.9% |
| £90,000 | £26,489 | £63,511 | £5,293 | 29.4% |
| £100,000 | £30,689 | £69,311 | £5,776 | 30.7% |
| £110,000 | £36,889 | £73,111 | £6,093 | 33.5% |
| £125,000 | £46,189 | £78,811 | £6,568 | 37.0% |
| £150,000 | £57,960 | £92,040 | £7,670 | 38.6% |
Rates for England, Wales and Northern Ireland. Scotland sets different income tax bands. Profit is your turnover minus allowable business expenses.